Swirepay 3.15

Swirepay offers a modern solution for real-time money transfers and cash back earnings without the necessity of acquiring a new card. By collaborating with leading banks and acquirers in the U.S., Swirepay minimizes the typical delays associated with ACH and card transactions, allowing users to receive funds on the same day.

• Send Money and Earn: Users can link their bank accounts to send payments to vendors or employees, accompanied by descriptive notes for streamlined reconciliation. Swirepay facilitates the management of monthly expenses while providing up to 1% cash back on all transactions, eliminating the need for a card.
• Receive Money: The platform also helps users sidestep interchange fees associated with consumer and business payments, ensuring that received funds are available in their bank accounts on the same day.
• Fast Transactions: Gone are the days of waiting 3-5 business days for ACH clearances or 2 business days for card transactions. Funds received can be directed to user accounts on the same day for a nominal flat fee of up to $10.
• Pay in Stores: Swirepay is compatible with major Point of Sale (POS) systems such as Clover, enabling users to easily scan, pay, and proceed with their purchases.
• Pay Online: The platform addresses the challenges of traditional check processes and ACH float, enhancing B2B payment efficiency for small businesses. Users can sign up to facilitate same-day B2B transactions while avoiding interchange fees and prolonged processing times.

Moreover, Swirepay operates in conjunction with prominent acquirers and banks in the U.S., maintaining PCI Level 1 Certification—the highest standard in payment security. For service-related inquiries, users can reach out to [email protected] or contact [email protected] for further information.